After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...

Staying on top of all your bills can be difficult and sometimes you’ll have to miss a bill to prioritize other necessities. The good news — missing a payment by a couple of days or weeks won’t hurt ...

Errors and negative information on your credit reports can lower your credit scores. Cleaning up your credit report may help ...

If you see an account in collections on your credit report, it's understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

Every point may count when you’re applying for a new credit card or loan. Unfortunately, you generally can’t remove accurate records from your credit reports, including hard inquiries from previous ...