Deposit Insurance - FDIC.gov
The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.
What Is FDIC Insurance and What Are the Coverage Limits?
FDIC insurance exists to protect your deposited money if your bank collapses. Learn how it works and find out the coverage limits for your bank accounts.
FDIC Insurance: What It Is, How It Works and Limits | Bankrate
Dec 12, 2025 · Key takeaways The Federal Deposit Insurance Corp. (FDIC) protects your money if your bank fails. Deposits are insured for up to $250,000 per depositor, per FDIC-insured bank, per …
How FDIC insurance works, plus a breakdown of coverage limits (2025)
1 day ago · The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that protects and reimburses your deposits up to the legal limit of $250,000 if your FDIC …
What Is FDIC Insurance? Limits and More - Charles Schwab
Mar 12, 2025 · If your bank fails, FDIC insurance covers your accounts dollar-for-dollar, including principal and any accrued interest through the date of the insured bank's closing, up to the insurance …
What Is FDIC Insurance and How Does It Work? | DepositAccounts
Mar 21, 2025 · Coverage is automatic when you open an account at an FDIC-insured bank. While the FDIC insures bank deposits, the National Credit Union Administration (NCUA) protects credit union …
What is FDIC insurance and how does it work? - Vanguard
Jul 25, 2025 · Learn what FDIC insurance is, how it works, & how it protects your money—up to $250,000 per account. Find out how to ensure your funds are safe.
Your Insured Deposits - FDIC.gov
The FDIC—short for the Federal Deposit Insurance Corporation—is an independent agency of the United States government. The FDIC protects depositors of insured banks located in the United …
Federal Deposit Insurance Corporation - Wikipedia
Insurance coverage The FDIC insures deposits at member banks in the event that a bank fails—that is, the bank's regulating authority decides that it no longer meets the requirements for remaining in …
Understanding Bank Ratings and FDIC Insurance: A ... - Investopedia
Nov 8, 2025 · Discover what bank ratings mean, how FDIC insurance protects your money, and examples of coverage. Ensure your deposits are secure with this essential guide.